Fire Line

Fire Line

Thursday, November 6, 2014

Reality Hits

Today we went to the house to meet with the insurance adjusters.  There are two different adjusters working on our claim.  One that will handle the structure loss and one that will handle the contents loss.  They were both wonderful and helpful.  The good news is that we have plenty of coverage for our loss.  You never buy house insurance thinking you are going to need it for something like this and then the reality is that you do.  They adjusters told us that "You don't have the Mercedes of policies, but you do have the Cadillac."  When we heard that we felt a little bit of relief knowing that we will be able to replace and rebuild.

The stark reality hit when they told us we could go in the house.

Our Kitchen table:


Pantry closet and laundry/downstairs bathroom:
 Drew's bedroom:

 Jack's Bedroom
 Our bedroom:
 Looking down the stairs from the upstairs hallway:

Our living room:


We just stood and stared in horror.

We were on a mission to find MJ's dad's wedding band.  We went up to our bedroom where we knew it was in a box in top of a dresser.  We dug and dug through the rubble and actually found the box that it was in.  We pried open the box and found lots of melted/charred jewelry. In that box was the ring - full of soot, but otherwise fine.  A definite bright spot on such a dark day.  It was amazing that we found other melted jewelry and this was just fine....

The weight of what happened was really felt today.....


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